Loans & Lines Of Credit

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Loans & Lines of Credit

When you need a loan, we’ll find a program to fit your needs. Regardless of the loan request, you will be pleased with our streamlined approval process.

When you apply for aPtrust Bank loan, you will enjoy local decisions, professional service, and competitive rates and terms. We have been lending money for over 100 years and we’re ready to help you today!

Types of Loans

  • Personal Loans
  • Home Equity Loans & Lines of Credit
  • Mortgage Loans

Personal Loans


Fall is upon us and we have personal loans for you! Looking to purchase an outdoor recreational vehicle such as RV, ATV, snow mobile or a boat for next season or looking to consolidate some debt, pay for a wedding, vacation, or education expenses? Just give us a call! Local decision-making means that your approval process is quick and easy, giving you more time to enjoy the things you’ll take care of with yourPtrust Bank loan! Here’s the loan low-down:

  • Financing available on new or used cars, vans, and trucks as well as other types of recreational vehicles, mobile homes, debt consolidation, dream vacation, home improvements, wedding or education expenses…and more
  • Competitive Rates
  • Flexible terms
  • Competitive Rates
  • Automatic payments from yourPtrust Bank Checking or Savings Account may qualify you for additional discount in rate.
Apply for a Loan

Contact a Personal Banker today to get the personal loan that’s right for you! Subject to credit approval.

Home Equity Loans & Lines of Credit

Your big ideas deserve small rates.

Whether you need money for home improvements, education expenses, wedding expenses, a dream vacation, or just about anything else, a Home Equity Line of Credit fromPtrust Bank can help.

We offer:

  • Low rates
  • No annual fee
  • Quick, local decision-making

Home Equity Loans

ETBF home equity loans are perfect for a one-time borrowing need and offer you the stability of a low fixed rate and fixed terms. Home equity loans can be used for home improvements, vacations, consolidating debts or almost anything else you want or need.

  • competitive rates & flexible terms
  • fixed monthly payment
  • closing costs can be included in your loan
  • automatic payments available
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